DSCR Quick Calculator
Calculate your Debt Service Coverage Ratio instantly.
Estimated Value
Loan LTV
Loan Based on LTV
Interest Rate
Monthly Property Taxes
Monthly Insurance Cost (Home Owner and Flood)
Monthly HOA
Monthly Rents
Interest-Only Loan
Mortgage Payment
$0.00
Total Monthly Cost
$0.00
Monthly Rents
$0.00
DSCR Ratio
0.00
30-Year Amortized Loan
Mortgage Payment
$0.00
Total Monthly Cost
$0.00
Monthly Rents
$0.00
DSCR Ratio
0.00
40-Year Amortized Loan
Mortgage Payment
$0.00
Total Monthly Cost
$0.00
Monthly Rents
$0.00
DSCR Ratio
0.00
Understanding Your DSCR
Good (≥1.25)
Strong cash flow that easily covers debt service with comfortable margin for unexpected expenses.
Fair (1.0-1.24)
Adequate coverage but limited margin. Consider building cash reserves for safety.
Poor (<1.0)
Insufficient income to cover debt service. Consider increasing rent or reducing loan amount.
